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Author: Vi

Vi, a software engineer with a keen interest in personal finance, had planned to retire once she reached her lean FI/RE (Financial Independence/Retire Early) goal. However, after achieving the goal, she took few months of a mini-retirement filled with travel and adventure and decided to continue her career.For the past five years, Vi has been using Personal Capital (Empower), a free financial tool. Her favorite features include the dashboard for net worth, allocation, and planning, which help track her FI/RE goal and keep those investment fees in check.
How I landed multiple offers and increase my salary by 50% – Practical steps
Financial Independence

How I landed multiple offers and increase my salary by 50% – Practical steps

Posted on by Vi

Recently, I’ve been thinking about the next step in my career. After making a pivot from software engineering to data analytic and staying in this…

Is FIRE overrated? What are the pros and cons of FIRE?
Financial Independence

Is FIRE overrated? What are the pros and cons of FIRE?

Posted on by Vi

You guys may hear about FIRE (Financial Independence Retire Early). We were told to work in a cubicle from 9 – 5 during the best…

How to negotiate a new job offer over email (even it is your first job)
Money Tips

How to negotiate a new job offer over email (even it is your first job)

Posted on by Vi

Some argue that if you don’t have enough experience, you don’t have room to negotiate. However, if you feel that the compensation being offered does…

10 things that I no longer spend on in my 30s to save money
Money Tips

10 things that I no longer spend on in my 30s to save money

Posted on by Vi

If there is one thing that’s good about aging, it is making a better and wiser decision. I learned from my past mistakes, and I…

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Hi all, welcome to my blog! My name is Vi. I started with 20k debt in college and since then, I slowly increase my savings throughout these years and recently achieved my lean FI/RE number!

For the past five years, I've relied on Personal Capital (now called Empower), a free financial tool, to manage my net worth.

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